What It Is
A one-page, five-section self-assessment tool that gives young people and the adults who lead them an honest, scored picture of where independence stands today — across money, direction, discipline, purpose, and ownership.
Who It Is For
Parents who sense their young person is capable but stuck. Leaders and managers working with Gen Z professionals who avoid ownership. And young people between 18 and 30 who are ready to see themselves clearly and do something about it.
What Problem It Solves
Most conversations about independence stay vague. Everyone knows something is off — but nobody has a shared language for it. The Scorecard turns a feeling into a number, and a number into a focus area. It removes the guesswork and the defensiveness, and replaces both with a clear starting point.
What Is Inside
Fifteen honest statements across five areas — Money Behaviour, Career and Direction, Daily Discipline, Purpose and Clarity, and Ownership and Responsibility. Each statement is rated 1 to 5. Each section scores out of 15. The total score out of 75 places the young person in one of four stages: Early Stage, Developing, Building, or On Track.
Why It Is Worth It
Because a young person who can see their gaps clearly is already ahead of one who cannot.
The Scorecard does not shame. It orients. And for a parent or leader, a completed scorecard in hand before a coaching conversation is worth more than an hour of guesswork.






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